Terms and conditions

This Customer Agreement (the “Agreement”) sets out the terms and conditions (the “Terms”) by which iHybrid Limited trading as Grafterr (“we”, “our”, “Grafterr” or the “Company”) provides access to our Grafterr GO! Mobile Application and/or Hardware Services, which you (“you”, “your”, the “User” or the “Customer”) purchase and/or subscribe to. Each a “Party” and collectively the “Parties” to this Agreement.

Please read these Terms and Conditions carefully before using the Grafterr GO! Mobile Application (the “App”) and/or Hardware provided by iHybrid Limited.

1. Terms of Use

1.1. By using any company services, you agree to be bound by the Terms herein. If you do not agree to any of these Terms, do not use any company services.

1.2. These terms and conditions apply to all users who receive access to the Grafterr GO! Mobile Application and/or Hardware services provided by Grafterr, irrespective of whether the users pay a subscription fee or not. Any other terms, conditions, or representations (other than those made fraudulently or implied by statute) are excluded.

1.3. We reserve the right, at any time, to amend, modify, alter, or update the terms and conditions of this agreement. We will endeavor to notify the users of such changes via email or from our Mobile Application. If you continue to use the Company’s services, your use will be governed by the updated terms.

1.4. No agency, partnership, joint venture, or employment is created as a result of these Terms, and the User does not have any authority of any kind to bind the Company in any respect whatsoever.

1.5. Subject to the terms herein, all rights conferred by these Terms are granted to the User for business purposes only. No part of the Software may be used for other purposes, including, but not limited to, research, study, competitor analysis, or any other activity prohibited by this agreement.

1.6. By agreeing to the terms and conditions herein the User warrants that they are not and will not be deemed a ‘consumer’ as defined in The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, therefore, no consumer statutory rights are applicable to this Agreement.

These terms were last updated on 19th Ferbruary 2024..

2. Definitions and Interpretations

2.1. iHybrid Limited is a software development company and not a website development consultancy firm. As a SaaS company (“SaaS” stands for Software as a Service), we host an application(s) and make it (them) available to customers over the internet. This infers that the software sits on a SaaS company's server while the user accesses it remotely. We do not offer any website development and/or custom application development services.

2.2. Grafterr Services shall refer to any Cloud Software services, including, but not limited to, Electronic Point of Sales (ePOS), mobile apps ordering and QR Code ordering, and/or any Hardware services provided to the User by the Company (each a “Service” and collectively the “Services”).

2.3. “Consumer” and/or “End User” refers to the client of the User who is making a purchase for food services from the User via our Platform.

2.4. “Business Day” is a day other than a Saturday, Sunday, or public holiday in England when banks in London are open for business. “Business Hours” refers to the hours between 9am and 5pm on a Business Day.

2.5. “Platform” means the technology (hardware and software) provided by Grafterr, as a SaaS company, to facilitate food ordering and/or payment processing. The products and services that we provide through our Platform, regardless of whether fees are charged, are also referred to as “Platform Services”.

2.6. An “App Subscription Fee” is the minimum monthly/annual fee, if any, paid by the User to Grafterr for access to our Cloud Software.

2.7. “Payment Service Providers” connect the User (the User may also be referred to as a “Merchant” with relation to any/all payment processing) to their consumers, card brand networks and financial institutions to deliver a simple payment experience for users and their customers by processing payments quickly and efficiently. Payment Service Providers may provide both a merchant account and a payment gateway. A “Merchant Account” is a type of business bank account that allows a business to accept and process electronic payment card transactions. A “Payment Gateway” is a technology used by merchants to accept debit or credit card purchases from customers. The term includes not only the physical card-reading devices found in brick-and-mortar retail stores but also the payment processing portals found in online stores. Grafterr may charge the User “Merchant Fees” for any/all payment processing services they provide to the User to accept payments from end users.

2.8. Users who have integrated Grafterr payments powered by Stripe as their Payment Service Provider are referred to as “Connected Accounts”. The User is required to agree to the terms and conditions of a Stripe Connected Account Agreement to create a Connected Account.

2.9. “NFC Payments” means payments using Near Field Communication (NFC) technology to allow users to make quick and secure transactions, between devices/payment cards in close proximity.

2.10. “Personal Data” means any information relating to an identified or identifiable natural person (“Data Subject”); an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.

2.11. “Confidential Information” shall mean certain information and materials, either marked “confidential” or “proprietary” or that a reasonable business person would expect to be confidential or proprietary, including but not limited to information relating to a disclosing party’s or its Group’s business, operations and products, trade secrets, methodologies, potential products, services, processes, customers, business relationships, marketing materials, strategic plans, ideas, research data, development, costs, technologies, financial information and pricing information.

2.12. “Virus” refers to any device or thing (including any software, code, file or programme) which may: prevent, impair or otherwise adversely affect the operation of any computer software, hardware or network, any telecommunications service, equipment or network or any other service or device; prevent, impair or otherwise adversely affect access to or the operation of any programme or data, including the reliability of any programme or data (whether by rearranging, altering or erasing the programme or data in whole or part or otherwise); or adversely affect the user experience, including worms, Trojan horses, viruses and other similar things or devices.

2.13. Section headings shall not affect the interpretation of these Terms.

2.14. Unless the context otherwise requires, words in the singular shall include the plural, and in the plural shall include the singular.

3. Account Information

3.1. You must be at least 18 years old to download and/or purchase a subscription to access and use our App.

3.2. You agree to provide accurate, current and complete information during the registration process and to update such information to keep it accurate, current and complete. Any significant updates to the User’s personal account information, governed by the Data Protection Act 2018, shall be requested in writing to info@grafterr.com with a valid reason for the requested changes. Grafterr, in its sole discretion and where deemed necessary, reserves the right to request proof of any changes with relation to personal data.

3.3. We reserve the right to suspend or terminate your subscription and your access to our Services if any information provided during the registration process or thereafter proves to be inaccurate, not current or incomplete.

3.4. Once terminated, the Company shall permanently delete (or restrict the processing of) the User’s account and all data associated with it. The Company shall not be held responsible for the User’s account data after termination.

4. Data Protection and Security

4.1. The Company endeavours to use reasonable security measures to keep the User’s personal data highly confidential and protect the User against unauthorised access to their account, account information, and any data which may be stored by the Company Cloud Software. However, the Company cannot guarantee absolute security of a user’s account, account information and/or data, and the Company cannot promise that the security measures will prevent third-party “attackers” from illegally accessing the Services or their content. The User acknowledges that their submission of any information on or through the Services is at the User’s own risk and the User accepts all risks of unauthorised access to the Services, account information and any other information provided to the Company or through the Software.

4.2. For the avoidance of confusion, the User shall typically function as the "Data Controller" for any personal data they supply to Grafterr to perform our services. While the data controller will determine the motives and means of processing personal data, the data processor will process the data on behalf of the data controller. Therefore, Grafterr is a "Data Processor" that processes personal data on behalf of the Data Controller while they are using the Grafterr services. Any such data controlled by the User shall be governed by the Data Protection Act 2018. Grafterr shall not be held liable for any breach in data protection legislation by the User.

4.3. Grafterr, in its capacity of Data Processor, can only process data currently stored on the Cloud Software. Any data permanently modified or deleted from the Cloud Software or the User’s personal account, cannot be retrieved and Grafterr carries no responsibilities with relation to any such previous data.

4.4. Data controllers will hold the responsibility for the implementation of relevant technical and organisational measures to substantiate and demonstrate that their data is processed in compliance with the Data Protection Act 2018. All obligations regarding concepts such as lawfulness, transparency and fairness, data minimisation, purpose limitation, and preciseness, as well as fulfilling data subject requests, lie with the Data Controller.

4.5. Grafterr does not have any kind of authority over the data protection notices, policies, and terms and conditions of the User. Therefore, the User will forfeit and keep Grafterr and its affiliates forfeited against all losses, costs, and liabilities and all expenses incurred, including reasonable legal or other professional expenses, arising out of or in connection with any claim regarding:

4.5.1. a breach to the Data Protection Act 2018, or

4.5.2. any whatsoever liability emerging in respect of the cookies, or

4.5.3. the capture of Personal Data through the User’s website(s), or

4.5.4. the agreement of data subjects for dispersing any Personal Data outside of the European Economic Area by Grafterr.

4.5.5. Any liability under this subsection will not be subject to any limitation of liability or exclusions of liability under the Agreement.

4.6. Grafterr shall inform the Data Controller without any undue delay or within seven (7) days upon Grafterr or any sub-processor observe a breach impacting personal data. At this point in time Grafterr will provide the Customer with all adequate information required to meet any obligation so as to inform the concerned data protection authority or to inform the victim under applicable Data Protection laws.

4.7. Grafterr shall concur to guide the User with all subject access requests that may be obtained from the end-customer within an appropriate time limit (at the User’s cost), nonetheless, Grafterr shall ensure that adequate technical and organisational measures are in place, so that the User can meet its obligations to those requesting access to their personal data held by Grafterr. The Company’s assistance with regards to subject access requests is limited to any data currently stored by the User on the Cloud Software. Grafterr will not be able to retrieve any old data previously modified or deleted from the Cloud.

4.8. The User hereby consents that Grafterr may engage any of its subcontractors as sub- processors without the requirement of further consent. Therefore, the subcontractors are considered as approved under this clause. The User may request a full list of current sub- processors at any time.

4.9. The Company shall not be held liable for any losses arising out of the unauthorised use of a User’s account and the User agrees to defend, indemnify and hold the Company harmless, including the officers, directors, shareholders, employees, distributors, agents, partners, licensors, information providers and account providers, as applicable, from and against any improper, unauthorised or illegal uses of the User’s account.

4.10. The User’s login credentials may only be used by the User. Sharing a login with other people is not permitted. An organisation may create separate logins for as many individual users as it wishes. Each user is responsible for maintaining the security of their account login and passwords. Each user agrees that they will not disclose their password to any third party and that they will take sole responsibility for any activities or actions under the User’s account, whether or not you have authorised such activities or actions.

4.11. The user agrees to immediately notify the Company of any unauthorised use of their account, or any other breach of security at info@grafterr.com.

4.12. Right to Erasure or Restriction of Processing: Section 47 of the Data Protection Act 2018. The User reserves the right to request an erasure of all their personal data from the Grafterr user account records, should the User wish to do so once this agreement is terminated. Any such Right to Erasure request must be communicated to Grafterr in writing to info@grafterr.com. In cases where personal data must be maintained for the purposes of evidence, Grafterr shall (instead of erasing the personal data) restrict its processing. In addition, as a Data Controller, it is the User’s responsibility to comply with any Right to Erasure requests received by the User from any of their customers regarding data stored on the Cloud Software. Grafterr, as a Data Processor, carries no responsibility with regards to any Right to Erasure requests received by the User from any of their customers.

4.13. In addition to the terms of this Agreement, and Section 4 in particular, the User should read and understand the terms of the Company’s Privacy Policy and Cookie Policy for further information on how Grafterr collects and processes personal information. By using our services, the User automatically agrees to the Company’s Privacy Policy and Cookie Policy.

5. Grafterr Hardware

5.1. The User may purchase hardware from Grafterr with or without a valid Cloud Software or App licence subscription. Where the User purchases our hardware for use with a different software, Grafterr cannot guarantee that the hardware shall be compatible with the User’s software. The Company is not responsible for ensuring the User’s software compatibility to our hardware.

5.2. It is the User’s responsibility to research fully whether any hardware purchased from Grafterr shall meet their requirements and expectations. All hardware descriptions and some video demonstrations are available online at https://www.grafterr.com/. Should the User require any further information, the User should contact our Team. The User is encouraged to make full use of these resources in order to make an informed decision when purchasing our hardware.

5.3. All hardware purchases require a full upfront payment at the time of placing an order for dispatch.

5.4. All prices are listed and charged to the User’s bank account in GBP (£). Any charges for transactions in foreign currency, other than GBP (£), shall be payable by the User.

5.5. All hardware provided by the Company comes with one (1) year basic manufacturing warranty from the delivery dispatch date.

    5.5.1. In the event of a reasonable technical fault, the Company shall endeavour to troubleshoot any issues remotely, or request for the faulty hardware to be returned via the Warranty Returns Process in Section 15.

    5.5.2. The Company reserves the right to repair the same faulty piece of equipment as many times as needed before offering a replacement or refund. The Company shall offer a replacement or refund only if the faulty equipment is non-repairable.

    5.5.3. Replacement hardware may be a refurbished piece of equipment with the same or better technical specification of the original hardware.

    5.5.4. Upon replacement, the warranty remains one (1) year from the date of initial delivery dispatch date, not from the dispatch date of the replacement item.

    5.5.5. Theft, fire, tampering and mishandling is not covered under basic manufacturing warranty.

    5.5.6. The Company is not liable if the hardware becomes unusable due to third-party software including, but not limited to, manufacturers and operating systems. No repair, replacement or refund shall be offered to the User in any such cases.

5.6. The Company, its subsidiaries, affiliates, and its licensors, do not warrant that:

    5.6.1. The Hardware will meet the User’s specific requirements; or

    5.6.2. The quality of the software, hardware and any other material purchased or obtained by the User will meet all the User’s expectations; or

    5.6.3. The Hardware will never develop any faults, errors and/or inaccuracies.

    5.6.4. The Hardware will be compatible with newer versions of the App, and/or any other software, for the duration of the lifetime of the Hardware purchased. At some point in the future, and it is impossible to predict with exact certainty when this may happen, after the expiration of the one (1) year basic manufacturing warranty, the Hardware may become obsolete. The Company shall endeavour to inform the User, within reasonable time, should the Company stop providing technical support and software updates for a particular version of the Hardware.

5.7. The User shall obtain appropriate insurance to cover all hardware equipment, any other equipment, belongings and property against fire, theft, accidental damage and any other damage occurring due to an unlikely failure in any hardware provided by Grafterr. The Company shall not be held responsible for any loss of profits, business, goodwill, use, data or other intangible and tangible losses resulting from a failure in any hardware provided by Grafterr.

5.8. Portable Appliance Testing (PAT) of all hardware equipment should be carried out by an individual deemed competent to do so. This is usually a trained individual with a valid Certificate of Competency in PAT testing. It is the User’s responsibility to ensure all hardware equipment is PAT tested regularly to comply with UK laws and regulations. Grafterr shall not be responsible for carrying out PAT tests or reminding the User of the need to carry out regular PAT testing.

6. Cloud Software

6.1. The User can purchase our Cloud Software (the “Software”) licence subscription with or without hardware provided by Grafterr. Should the User decide not to purchase hardware from Grafterr, the User agrees that they have access to hardware fully compatible with our Cloud Software. Where the User does not purchase our hardware, the Company shall not be held responsible if the software fails to work. The Company is not responsible for ensuring the User’s hardware compatibility to our Cloud Software.

6.2. Our Cloud Software requires a suitable, fast, stable and reliable internet connection to ensure full and effective functionality of the Software. Grafterr recommends the use of wired internet connection for better connectivity, although this recommendation does not guarantee performance of the User’s internet provider.

6.3. The Software is provided on an "as is" and "as available" basis. The Software is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance. The use of the Software is at the sole risk of the User.

6.4. The Company shall endeavour to promptly address any technical glitches encountered while using the software, providing such glitches are brought to the Company’s attention immediately.

6.5. The Company, its subsidiaries, affiliates, and its licensors, do not warrant that:

    6.5.1. The Software will meet the User’s specific requirements; or

    6.5.2. The quality of the software, hardware and any other material purchased or obtained by the User will meet all the User’s expectations; or

    6.5.3. The Software will always be accurate or reliable; or

    6.5.4. The Software will be uninterrupted, timely, secure, or error-free; or

    6.5.5. The Software is free of viruses or other harmful components; or

    6.5.6. Any/all errors in the Software will be corrected.

6.6. The Software contains generic settings for all aspects including taxations, promotions and menu setup. These are customisable as per the User’s needs. It is the User’s responsibility to update all necessary “Settings” before using the Software.

6.7. In the event that the User is required to download any other software in connection with the Cloud Software, the User shall be unable to download and access such software unless they first agree to the licence agreement relating to that software. Use of any such software is governed by these terms of use for any such licence agreement.

6.8. The User shall upload all menus, promotions and all other necessary data into the Cloud Software. The Company solely provides guidance on the procedure of uploading data onto the Software but the User holds the responsibility to upload the data themselves.

6.9. All data uploaded by the User onto the Cloud Software is stored for the duration of the licence subscription. The User shall download all data they wish to save before the licence subscription is terminated. Once the licence subscription is terminated, all data is permanently deleted. There is no possible way to retrieve deleted data.

6.10. Any data deleted, at any time, from the Cloud Software cannot be restored.

6.11. The Company shall take backups, at least once every 24 hours, of all customers’ data and keep a copy. However, it is recommended that users themselves take regular backups of data from the Cloud Software.

6.12. In the event of an internet connection malfunction, Grafterr can run certain Software features offline. During such times, all data shall be stored on the User’s hardware. However, the User needs to connect to the internet within thirty (30) days of the start of offline trading in order to transfer all data stored on the device to the Cloud Software. If no internet connection is established within thirty (30) days of the start of offline trading, all or some data will be lost and/or the system may stop working.

6.13. To access the full features of the Software, the User shall ensure a suitable, fast, stable and reliable internet connection.

6.14. Should the User require any additional new functionality of the Software, the User may submit a request in writing to the Company for assessment. The Company shall, within reasonable time, endeavour to review any such request and assess the compatibility of such new functionality within the Company’s services. The Company does not guarantee that it will be possible to implement any additional new functionality within the Company’s services. In addition, all design and/or functionality requests with potential of copyright infringement, with regards to a competitor company, shall be rejected.

6.15. Grafterr currently uses a Cloud server facility located in the country of Ireland, with an additional backup server facility in Singapore. Both of these locations are subject to change based on financial motives or risk to the data stored. Grafterr shall review these server facility locations as deemed needed by the Company. The Company shall not be required to obtain the User’s consent should the Company decide to move the Cloud server facility to a new location.

6.16. Cloud servers have 99% uptime. Should there be any planned maintenance of the servers, the Company shall endeavour to notify the User in advance of such planned maintenance. In the unlikely event of an unplanned disruption to the server functionality, the Company shall not be held liable by the User for any loss of profits, business, goodwill, use, data or other intangible and tangible losses resulting from such server failure.

7. Licence Subscription Fees

7.1. The Company has several pricing options and subscription levels depending on the User’s requirements. Before making any purchase, we recommend exploring all licence subscription levels, pricing and limitations. The User shall select a subscription level based on their needs. By using the App, the User accepts the terms and limitations of the selected subscription level and this Agreement.

7.2. The User shall pay the selected monthly/annual subscription fee, if any, for the use of the App Software provided by Grafterr on the same date of each calendar month/year, unless cancelled as per the Cancellation Policy in Section 17.

7.3. Based on the User’s current licence subscription level and cost, the subscription will be renewed monthly/annually via Direct Debit or credit/debit card recurring. There are no other payment options available.

7.4. If the User’s payment fails and no payment is done within seven (7) days of initial payment failure, the licence subscription will be cancelled, and data associated with it will be deleted permanently from the Cloud after thirty (30) days of the initial payment failure.

7.5. Should the User run out of Cloud data storage, the User can either upgrade their licence subscription or download all/some data onto a secure device and delete it from their Cloud. The User acknowledges and accepts that any deleted data from their Cloud cannot be retrieved.

7.6. The User may Upgrade or Downgrade their subscription at any time via the Subscription tab on their online customer account.

    7.6.1. Annual subscriptions may be upgraded or downgraded by giving us one calendar month notice.

    7.6.2. If downgrading an annual subscription, a refund shall be issued for the monetary difference in subscription levels within twenty-eight (28) days of receiving the request to downgrade and functionality changes shall be processed upon expiration of the month notice.

    7.6.3. If upgrading an annual subscription, any monetary difference in subscription levels can be paid via credit/debit card immediately and functionality changes will become active within twenty-four (24) hours.

    7.6.4. Grafterr shall endeavour to process monthly subscription changes from the following billing date proving we have received at least three (3) working days’ notice. No refunds are available for downgrading a monthly subscription.

    7.6.5. Downgrade option is not applicable if the User has subscribed to the lowest subscription level provided by Grafterr.

    7.6.6. Once downgraded or upgraded, the monthly/annual payment will be adjusted, and Direct Debit changed accordingly, from the next billing date. Any subscription changes made within three (3) working days of the next billing date, shall be reflected from the billing date after next.

7.7. The fees charged by the Company for use of the Software and/or Hardware are subject to change. The Company reserves the right to increase the subscription fee every year after the first twelve (12) months of the subscription by either 5% of the current subscription charges, or as per the inflation rate recognised by the UK Office of National Statistics, whichever is greater.

    7.7.1. The Company will endeavour to notify the User at least 30 days prior to increasing the subscription fees.

    7.7.2. The User’s continued use of the Software will be deemed acceptance of the renewed terms of payment.

    7.7.3. The User reserves the right to cancel their subscription, should the increased subscription cost be outside the User’s financial abilities. The User needs to exercise this right as per the process outlined in Section 17. Should the User wish to re-subscribe after their subscription has been cancelled, a new Quotation and Terms shall be generated.

7.8. All prices are listed and charged to the User’s bank account in GBP (£). Any charges for transactions in foreign currency, other than GBP (£), shall be payable by the User.

7.9. All invoices for monthly/annual payments and/or individual purchases shall be available for the User to view via their online customer account. The Company shall not be emailing invoices for individual payments.

8. Grafterr Payments Powered by Stripe

8.1. Grafterr has partnered with Stripe to provide a Payment Processing service. It should be noted that Grafterr is not a Payment Service Provider, rather merely an integrator of Stripe payment processing tools. For the avoidance of confusion, it should be noted that Grafterr is not regulated by FCA as a payment service provider.

8.2. To accept payments using the App, the User is required to apply for a registration with Stripe. The User may be asked to provide certain documents, including, but not limited to, identity documents, business registration documents and address proof. If the User (irrespective of whether the User is a business or an individual) is rejected by Stripe to accept the payments, the User will not be able to use our App. Grafterr has no control over Stripe’s selection process.

8.3. The User shall be charged by Grafterr a Merchant Fee per payment processed via the Platform based on a pre-agreed fixed percentage. The Merchant Fee percentages payable to Grafterr and the money settlement frequency shall be communicated to the User during the sales/registration process or the Quotation process.

8.4. Grafterr shall provide the User with a “Payment Dashboard” with minimum transaction information for easy navigation and visibility of payments processed. Should the User wish to access full reporting on payments and further payment information, the User should log into their Stripe Merchant Account directly at https://stripe.com/gb.

8.5. Each transaction will be settled directly into the User’s Stripe Merchant Account after deducting any Merchant Fees and any Platform Fees. Grafterr does not have access to the funds in the User’s Stripe Merchant Account.

8.6. The User may choose to refund a transaction(s) after processing the payment. Regardless of whether a payment is refunded, the User is still required to pay the full Merchant Fees for the refunded transactions. Merchant fees are non-refundable in any circumstances.

8.7. The User may be required to pass any Anti-Money Laundering checks at any time. The User shall always comply with all Anti-Money Laundering statute and legislation. Any non- compliance shall constitute a breach of this Agreement and the possibility for immediate termination of this Agreement as per Section 28.4.6.

8.8. Payment Processing can only be activated when the User enters their login credentials (merchant key) onto the POS terminal and/or Grafterr Admin control panel.

8.9. Grafterr is not responsible for any issues with the payment gateway, including, but not limited to, fraudulent transactions and bank charge backs. The Grafterr Technical Support team can only assist with first line technical support and login issues, and any unresolved issues shall be passed on to Stripe. Any payment processing issues, including, but not limited to, fraudulent transactions and bank chargebacks shall be addressed to Stripe directly.

8.10. It is the User’s responsibility to familiarise themselves with all Stripe processes and fees associated with disputes and fraud, as well as best practises and guidance around identifying potential fraud. Further information, provided by Stripe, can be found at https://stripe.com/docs/disputes#managing-and-preventing-disputes

8.10.1. A dispute (also known as a chargeback, inquiry, or retrieval) occurs when a cardholder questions a payment with their card issuer. An inquiry or retrieval is a request for more information about the charge, which may escalate to a chargeback. To avoid an inquiry or retrieval becoming a chargeback, submit any required evidence or refund the payment in full. Refunding the payment marks the inquiry or retrieval as resolved and does not incur a dispute fee.

8.10.2. To process a chargeback, the card issuer creates a formal dispute, which immediately reverses the payment. The payment amount, along with a separate £15.00 dispute fee, is then deducted from the Merchant’s account balance. The dispute fee amount is subject to change as per Stripe’s discretion. Grafterr is not responsible for communicating any changes to the dispute fee amount to the User.

8.10.3. The User has full responsibility and/or liability for all payment disputes. The User shall deal with payment disputes through their Payment Dashboard by providing necessary evidence. In most cases, Stripe does not decide the outcome of the dispute. Stripe conveys your evidence to their financial partners. Stripe’s financial partners then pass your evidence to the card issuers, if they deem it sufficient. If you do not submit evidence by the time the deadline passes, the cardholder wins the dispute and keeps the funds.

8.10.4. All costs incurred during the dispute resolution process shall be covered by the User. The User shall keep the Company indemnified against any payment disputes and costs incurred during the dispute settlement process. The User acknowledges and agrees that using any form of Payment Processing is at the User’s own risk.

8.11. In the event that Grafterr’s partnership with Stripe is terminated, the User shall need to switch to another integrated provider to continue using our App. The Company shall inform the User in advance of any such termination in partnership and provide details of any new third-party payment service provider that will replace Stripe’s functionalities. The User shall have the opportunity to review any new terms and conditions deriving from the new partnership and choose to switch to the new payment service provider, or cancel any Grafterr services all together. The Company shall endeavour to make the transition period and process as smooth as possible for the User and their customers.

9. Payments via the Grafterr GO! Mobile Application

9.1. The company has developed a mobile application called Grafterr GO!, which allows Users to collect payments from their customers using their card terminal and/or mobile device with internet connection.

9.2.1 Currently the App is compatible with mobile phones and tablets and is available for download and use from the Google Play Store and/or Apple Store free of charge. The App should be compatible with Android version 13 or newer, and iOS version 17 or newer. You may be able to download the App onto an older version of iOS or Android operating system, but the App may not perform fully or accurately. Additionally, irrespective of the current version of the operating system on the User’s device, the device itself may restrict your use of the App. Grafterr shall not be held responsible for issues encountered using the App caused by the User’s device or version of the operating system.

9.2.2 Should the User require advanced functionality of the application, the User needs to subscribe to a paid package within the application.

9.3. The App records cash payments, any credit or debit card that displays a Visa, MasterCard, Maestro, American Express, as well as NFC payments via Google Pay and Apple Pay. The Company shall not be held responsible for any failed payments using any of these payment methods. The User should monitor the payments processed via the App using the built-in payment dashboard and transaction history.

9.4. The User is required to customise the App “Settings” according to their specific needs, such as, but not limited to, product catalogue, tax settings, tips setting, etc., in order to ensure correct payments are initiated.

9.5. In order to initiate a card present transaction, the User is required to purchase a card terminal from Grafterr. No other card payment terminals are compatible with the App. The card terminal must be connected to the App via a strong internet connection. Currently there are no monthly fees or maintenance agreements for the use of card terminals purchased from Grafterr.

9.6. The App also allows the User to collect eCom payments by sending their customer a payment link via email and/or SMS. No card terminal is needed for eCom payments.

9.7. The Company shall not be held responsible for any failed payments due to a poor internet connection at the User’s premises.

9.8. All payment receipts for payments via the App can be emailed directly to the end user’s email. Should the User want to print physical receipts, the User can pair a printer to the App via Bluetooth or LAN. The App is compatible with most Rongta thermal printers.

9.9. Currently the App is not integrated with any other Company ePOS hardware devices. Therefore, each payment shall require the User to start the payment process separately from their ePOS system.

9.10. Currently the App does not support split payments for the same bill. Should the User’s customer wish to pay their bill in multiple smaller payments, the User needs to keep track of each separate payment to avoid under- or over-charging their customer.

9.11. The User shall be charged a Merchant Fee, as a percentage of the total sum payable by the consumer, per transaction, for accepting card payments via the application. Unless otherwise agreed by the Parties, the Merchant Fee shall be calculated as follows:

9.11.1. Card present transactions by Visa and MasterCard are charged at 1.49%.

9.11.2. All other card present transactions, including American Express, international, pre- paid and non-standard card payments, are charged at 2.99%.

9.11.3. eCom transactions are charged at 1.99%.

9.11.4. These payment charges are subject to change at the sole discretion of the Company. Any fee changes shall be communicated to the User in advance.

9.12. The User is liable to settle any negative balance on their Grafterr GO! user account, regardless of the nature of the negative balance (such as, but not limited to, refunded transactions and/or bank chargebacks, etc.).

9.12.1. When creating a user account on the Grafterr GO! App, the User is required to set up a Direct Debit instruction allowing the Company to debit the User’s chosen bank account in case of any negative balances on their Grafterr GO! user account.

9.12.2. In the event that a Direct Debit payment fails for any reason, such as, but not limited to, insufficient funds, cancelled instruction, closed, transferred or a non-recognised account, the User shall be given a period of fourteen (14) calendar days to settle the negative account balance without incurring any additional interest on the amount outstanding.

9.12.3. Following the period of fourteen (14) calendar days, the Company shall apply an additional 1% monthly interest on the outstanding amount. Therefore, every day that the User’s negative balance is unpaid, the outstanding amount will continue growing by 1% on the previous day’s balance, until the negative balance is fully repaid.

9.12.4. Should any negative balance remain unpaid after thirty (30) days of the initial failed Direct Debit payment, the Company shall begin legal proceedings for the recovery of the unpaid amount including any accrued interest charges. Interest will continue to be applied at a 1% daily rate even when the Company begins legal proceedings.

9.12.5. Grafterr may seek further damages for loss of profits, should the User’s negative account balance affect any other agreement the Company may have with any other third party.

9.12.6. The User acknowledges and understands that the User may be charged a fee(s) and/or interest by their bank for any failed Direct Debit payments and/or payment(s) done using any arranged or unarranged overdraft. The User bears full responsibility for paying any such fee(s) and/or interest. Grafterr has no control over the User’s bank account policies, fees and charges, and cannot be held liable with respect to any such policies, fees and charges.

9.12.7. The User acknowledges and understands that any failed Direct Debit payments and/or county court judgments may negatively affect the User’s credit score and the ability to obtain credit in the future.

9.13. In addition to the provisions set forth above in Section 9.12, where the User is a limited company, the company director(s) hereby personally guarantee(s) the fulfilment of all obligations and responsibilities outlined in this Agreement, including, but not limited to, the repayment of any bank chargebacks, fees, subscriptions, negative account balances, and outstanding invoices and/or direct debits. 

9.13.1. In the event that the limited company fails to fulfil any of its financial obligations or defaults under this Agreement, the company director(s) shall undertake to promptly remedy the situation and ensure that all outstanding obligations are met to the satisfaction of Grafterr. The company director(s) shall bear the financial and legal consequences arising from such non-performance or default, including, but not limited to, damages, penalties, and legal costs incurred by Grafterr.

9.13.2. This personal guarantee shall remain in effect until all outstanding payments have been repaid, even if this is after the termination of this Agreement.

9.13.3. Furthermore, the Company director(s) acknowledge and agree that this personal guarantee is irrevocable and unconditional, and it shall be enforceable against the company director(s) without the need for Grafterr to pursue remedies against the limited company or exhaust any available remedies under the Agreement. The personal guarantee herein is intended to serve as an additional assurance and does not relieve the limited company of its obligations or liabilities under this agreement.

9.13.4. This personal guarantee shall be binding upon all current and future company directors. It may not be modified, terminated, or waivered without the prior written consent of Grafterr.

10. NFC Payments

10.1. Grafterr has integrated NFC technology into the Grafterr GO! App to allow Users to collect payments and/or process refunds using an NFC-enabled and compatible mobile phone/tablet. The User must ensure compatibility prior to sign-up.

10.2. The App allows NFC payments with any payment card listed in Section 9.3 which carries the contactless logo, as well as Google Pay and Apple Pay. Non-contactless cards cannot be used for NFC payments.

10.3. The NFC function has to be enabled on the User’s device in order to initiate payments. If using Google Pay or Apple Pay, the end user also has to enable the NFC function on their device.

10.4. The current transaction limit for NFC payments as per UK government legislation is £100.00. Any payment amounts over this limit will require the payee to enter their PIN number and/or insert their card into a POS terminal. Additionally, the payee may be prompted by their bank to input their PIN number and/or insert their card into a POS terminal on a random basis or upon reaching a certain number of consecutive contactless payments. Grafterr has no influence over this process and cannot be held liable for the payee’s inability to process an NFC payment due to bank prompts or transaction limits.

10.5. NFC mobile payment technology is designed to be stable, safe and secure. However, it is impossible to guarantee with exact certainty that the NFC technology integrated within the Grafterr GO! App will always be stable, safe and secure. The Company shall not be held liable by the User for any loss of profits, business, goodwill, use, data or other intangible and tangible losses resulting from issues with the NFC technology.

10.6. The Company, its subsidiaries, affiliates, and its licensors, do not warrant that:

10.6.1. The NFC technology will meet the User’s specific requirements; or

10.6.2. The quality of the NFC technology will meet all the User’s expectations; or

10.6.3. The NFC technology will always be accurate or reliable; or

10.6.4. The NFC technology will be uninterrupted, timely, secure, or error-free; or

10.6.5. The NFC technology is free of viruses or other harmful components; or

10.6.6. The NFC technology is completely secure from payment fraud, replay attacks, eavesdropping, and data corruption and tampering; or

10.6.7. Any/all errors in the NFC technology will be corrected.

10.7. It should be noted that NFC payments are integrated into the Grafterr GO! App for convenience, and they are not recommended as a primary way of processing payments. In addition to the reasons specified in Section 10.4, the Company recommends using a POS terminal as a primary payment method instead. The User will not be able to rely solely on NFC payments for all transactions.

11. Credit Checks Consent

11.1. The User acknowledges and consents to the performance of credit checks and assessments by Grafterr at any time, should the Company, in its sole discretion, find it necessary to do so as often as required. These credit checks will be conducted based on potential risk to the Company, and may examine a variety of factors, including but not limited to:

11.1.1. Credit history - examination of the User's credit history, including previous credit utilisation, payment history, and outstanding debts.

11.1.2. Financial stability - valuation of the User's financial stability, taking into consideration income, assets, and liabilities.

11.1.3.Credit score - calculation of a credit score or similar rating, which may be used to assess creditworthiness.

11.1.4. Debt-to-income ratio - analysis of the ratio between the User's debt obligations and their income.

11.1.5. Public records - review of any relevant public records, including, but not limited to the electoral register, companies house and insolvency registers, judgments, or liens.

11.2. While the User's consent is sought for these credit checks, Grafterr is committed to maintaining the confidentiality and security of any personal and financial information obtained during this process.

11.3. The information obtained from these checks may be used by Grafterr to make informed decisions regarding starting/continuing/ending any contractual business relationship with the User.

12. Customer Support Services

12.1. All queries, requests and/or issues shall be directed to the Company Customer Support Team for review. The Customer Support Team, which includes the Technical Support Team, is operational on a 24/7 basis. In the event of any unforeseen disruption to the telephone and/or Internet connection with the Customer Support Team, the operation times may be reduced. The Company shall endeavour to minimise the effect of any such disruption onto the Customer Support Team operations.

12.2. The Company uses an internal ticketing system across all support channels. All data collected via the ticketing system shall only be used for ticket prioritisation and producing reports for internal management and improvements. Any data used for internal reports shall be anonymised first. No data shall be distributed to any third party without prior consent from the User.

12.3. The customer support channels available to the User shall be dependent upon the User’s subscription level. In the unlikely event that a particular support channel experiences technical difficulties and becomes temporarily unavailable, the User shall attempt to contact the Customer Support Team via a different support channel.

12.4. The User shall receive technical support in case of any issues with the Company’s software and or hardware within 24 hours of sending a request through email at info@grafterr.com. For more complex issues, the request will be passed to our second line support team for resolution within 72 hours of the initial User’s request. In the unlikely event that the Technical Support Team encounters a new issue not dealt with before, the Company shall endeavour to keep the User informed on the expected timeframe for resolution and keep any disruption to the Services functionality to a minimum.

12.5. The Company does not offer on-site visits to the User’s locations as part of our technical support services. All technical support provided by the Company is on a remote basis only.

12.5.1. The User shall be required to assist with troubleshooting any technical issues while being guided by an engineer remotely. The User acknowledges and accepts that their assistance in resolving any issues is crucial. Therefore, the User acknowledges and agrees that Grafterr shall not be considered to be in breach of this Agreement, due to failure on the User’s part to assist with any troubleshooting.

12.5.2. Should any troubleshooting require additional time for resolving, the User shall be given the option to proceed with the troubleshooting at a time more convenient to the User. Grafterr shall not be considered to be in breach of this Agreement, if an issue continues to be unresolved due to the unavailability of the User to assist with troubleshooting remotely.

12.5.3. Should the User be required to provide remote access to their device(s) and/or screen share with a technical support engineer, the User shall be responsible for ensuring all sensitive data is closed on their device before remote access and/or screen share begins.

12.6. The Company Customer Support Team is currently based in India. This location is subject to change based on the Company’s sole discretion. Grafterr shall review the Customer Support Team’s location as deemed needed by the Company. The Company shall not be required to obtain the User’s consent should the Company decide to move the Customer Support Team to a new location.

13. Third-Party Licensing, Tools, and Integrations

13.1. The Software is developed in iOS, Android, PHP, Python, Flutters, Angular, HTML, MySQL, JavaScript, eJabber, CSS and a number of other software tools. These are currently licence-free, therefore, no software licence is required for the users. If any third-party software used becomes paid, the User shall subscribe to it or pay additional fees to the Company to cover the necessary licence fees.

13.2. To enhance the Software usage, the company has integrated third-party tools. If the User wants to use the services from any integrated third-party tools, they must subscribe to services directly from the provider. The Company does not hold any responsibility for pricing, tool-performance and disputes related to third-party tools. Should the User already have a subscription with any of the integrated third-party tools, the User may sync their third- party account with the Software.

13.3. Third-party tools and/or integrations may change with or without prior notice to Grafterr and/or the User. The Company shall not be held liable by the User for any loss of profits, business, goodwill, use, data or other intangible and tangible losses resulting from the withdrawal of any third-party tools and/or integrations with or without prior notice.

13.4. The User can request the Company to provide a list of all third-party tools and integrations at any time.

14. Hardware Refunds Policy

14.1. Upon submitting your order details, you are making an offer to us to purchase the item(s) you have specified in your order form. We reserve the right to refuse your order should it be necessary. We will notify you if this is the case and return any payment that you have made.

14.2. You must notify us immediately if you decide to cancel your order, preferably by phone, and quote your order number.

14.2.1. If no delivery has been dispatched yet, no cancellation fee applies, and you will be issued a full refund. If the order has been dispatched for delivery already, your delivery cancellation request will be refused, and you will need to refer to the process detailed in Section 14.6.

14.2.2. If the cancellation was made in time, and once we have accepted your delivery cancellation request, we will refund or re-credit your payment card with the full amount within fourteen (14) days, which includes the initial delivery charge (where applicable).

14.3. If we can only do a split delivery (not all items from the order are available at the same time), our staff shall inform you of the expected date for delivery of the missing items. You have the right to refuse a split delivery before the order is dispatched and wait for all items to become available at the same time, or request to cancel your order and get a refund.

14.4. Upon dispatch of an order, the User will be provided with tracking details for any parcels. Once the courier has collected the order, Grafterr passes any and all liability for the delivery of a parcel to the chosen courier company. In the unlikely event that you do not receive a parcel that has been dispatched to you via any of our third-party courier partners, you should contact the courier first to inquire about the missing parcel or arrange re-delivery, before contacting Grafterr for assistance. Grafterr will not be held liable for any delays with order deliveries caused by our third-party courier partners, missed deliveries by the User, or process/refund delays caused in cases when a claim needs to be submitted to the courier for a lost parcel.

14.5. In the unlikely event that we deliver a wrong item of hardware, you have the right to either:

14.5.1. Reject the delivery of the wrong item and you shall be fully refunded for the missing item; or

14.5.2. Reject the delivery of the wrong item and request for us to replace the incorrect item with the item that you ordered, in which case, we shall send you the correct one as soon as possible.

14.5.3. If you discover that a wrong item has been dispatched after the delivery has been completed, you will be required to return the incorrect item to avoid being charged for it.

14.6. Should any items arrive damaged in transit, the User needs to report this to Grafterr within seven (7) working days of delivery. If the packaging is visibly damaged when received, the User is required to bring this to the attention of the delivery driver who may be able to record this on their system. Should any damaged items need to be replaced, the User shall make them available for collection with original packaging including all accessories and documentation. Grafterr shall arrange the collection and process a replacement delivery.

14.7. Under the definitions given in the Consumer Rights Act 2015, and the terms of Section 1.6, the User is not classed as a “consumer” and no consumer statutory rights are applicable to this Agreement. However, as a gesture of goodwill, Grafterr operates a “7 Days Money Back Guarantee” policy for purchases of Hardware items.

14.7.1. Should you change your mind and wish to return your Hardware order, the Company shall issue a full refund for any undamaged items returned within seven (7) days of delivery, minus any delivery charges for delivery and/or returns. The item(s) returned must be unused, still in their original packaging, including all accessories and documentation, and must be in “as new” and resalable condition.

14.7.2. The Company reserves the right to refuse a full or partial refund if:

• any item is not returned in its original packaging; or

• any item is missing any accessories and documentation; or

• the goods are in a damaged condition (any damaged equipment will be charged at full cost); or

• the goods are not returned within seven (7) days of delivery.

14.7.3. Should you wish to return your goods to us, you will be responsible for the delivery costs associated with the return. Grafterr can organise a collection on your behalf, but the associated costs will be deducted from your total refund amount.

14.8. For any other formal complaint with a genuine reason, you have seven (7) days from the day of delivery to request a refund, subject to our discretion and acceptance of the complaint.

14.9. In the event of a return, any relevant refunds, credit notes or exchanges can only be made to the payment card/account or the business/person that made the order originally. Debit/credit card payment refunds can take up to twenty-eight (28) days to process, even if you contact us immediately after placing your order to cancel. This processing time is beyond our control and we apologise for the inconvenience it may cause.

14.10. Any amounts paid for product imports, support payments, postage, module integrations, repair and labour costs are non-refundable.

14.11. All costs with respect to Software sales and licence subscriptions are excluded from the standard returns policy due to the considerable costs in configuration, personalisation, training, and installation. These items are strictly non-refundable.

15. Hardware Warranty Returns Process

15.1. The User reserves the right to request a warranty return, by contacting the Customer Support Team, should the User feel the equipment provided by Grafterr is ‘not fit for purpose' within the one (1) year basic manufacturer’s warranty.

15.2. The Company shall endeavour to obtain proper reasons as to why the User feels the product is ‘not fit for purpose' and attempt to reasonably resolve any issues upon remote troubleshooting.

15.3. Should the issues not be resolved remotely, the Company shall request for the User to send, via a courier service, the faulty hardware to a nominated address for repair. The User shall pack the hardware in appropriate packaging to avoid any damage in transit. The Company reserves the right to charge the User for any damage caused in transit due to poor packaging.

15.4. Once the hardware is repaired, the Company shall post the repaired hardware back to the User. Should the fault be non-repairable, the Company shall send the User a replacement of the faulty hardware. Any replacement hardware may be a refurbished item.

15.5. If the item returned is found to be in a working condition but in a poor and unreasonable state of cleanliness, the User will be billed for cleaning at a fixed rate of £50 per item.

15.6. Warranty refunds may only be offered by the Company after all endeavours have been made by the Company to resolve any arising issue/fault and no reasonable replacement equipment is available.

15.7. The company cannot process a warranty refund of hardware due to any of the following reasons:

15.7.1. The User or staff not understanding or using the system properly; or

15.7.2. Lack of compatibility with third-party items/systems; or

15.7.3. The equipment has been configured, personalised and/or used; or

15.7.4. The product is a surplus to the User’s requirements; or

15.7.5. Operational problems arising from the User’s unstable or insufficient internet connection; or

15.7.6. The User has accidentally damaged the item after delivery; or

15.7.7. The User has misused the item and damaged it; or

15.7.8. The User has tried to open or tamper with the hardware in any way; or

15.7.9. Any environmental problems that are out of the Company’s control; or

15.7.10. The User’s business goes bankrupt.

15.8. The Company does not offer on-site visits to the User’s location as part of our warranty repair process. All technical support provided by the Company is on a remote basis.

15.9. Hardware repairs outside the one (1) year basic manufacturer’s warranty could be carried out at an additional cost to the User. Any such cost shall be agreed by the Company and the User, prior to any work being carried out.

16. Formal Complaints Procedure

Grafterr is committed to providing a quality service for its customers and operating in an open, accountable, and respectful way. If you are unsatisfied with any part of our service, please contact us immediately via telephone or email. The Company shall endeavour to resolve any issues within a reasonable time. The Company shall use the following Complaints Procedure with regards to any issues not related to hardware malfunctioning:

16.1.1. Stage 1 - If you are unable to resolve an issue informally, you should contact us directly in writing via email or post and give us a chance to put things right. In your contact email/letter to us, you should set out the details of your complaint, the resulting consequences you have faced, and the remedy that you seek. You can expect your complaint to be acknowledged within five (5) business days of receipt and you should get an official response within twenty (20) business days. Our contact details can be found on the ‘Contact Us’ part of our Grafterr Website - https://www.grafterr.com

16.1.2. Stage 2 - If you are not satisfied with the initial response to the complaint, then you can write to the Chief Executive Officer (CEO) via email or post and ask for a review of your complaint and response received. You can expect the CEO to acknowledge your request within five (5) business days of receipt and a response within twenty (20) business days. Grafterr aims to resolve every issue as quickly as reasonably possible. However, certain issues may be more complex and, therefore, may require more time for a thorough investigation. If an issue requires further investigation, you will receive details of what steps are being taken in investigating the complaint, in what timescales an official response can be expected and from whom.

16.1.3. Final Stage - If you are not satisfied with the subsequent reply and action taken by the CEO, then you have the option of writing to any of the following, depending on the nature of your complaint:

Information Commissioner’s Office: https://ico.org.uk/

Health and Safety Executive: http://www.hse.gov.uk/

17. Cancellation of Licence Subscription

17.1. The User may request to cancel their licence subscription subject to a thirty (30) days’ notice to Grafterr by contacting the Customer Support Team via email or telephone.

17.2. Should the User’s billing cycle fall during the thirty (30) days’ notice period, a full subscription shall be charged. Once the subscription is cancelled, a refund will be issued on a pro-rata basis for any period covered by the subscription past the cancellation date.

17.3. During the thirty (30) days’ notice of subscription cancellation, the User shall download all data stored on the Cloud Software for their account. After the licence subscription is cancelled, all account data will be permanently deleted. There is no possible way to retrieve deleted data.

17.4. The User reserves the right to withdraw their cancellation request within the thirty (30) days’ notice period and continue the licence subscription without any obstructions.

18. Tax Calculations

18.1. Grafterr calculates tax on each line which is sold in a transaction as a common practice in most software.

18.2. The User might see a difference in total tax when calculating tax based on single transaction vs total sales for a specific period. For example, if you consider an item sold at 25p with 20% tax, this will result in a tax of 4.16p which is rounded to 4p per transaction. If this item is sold separately 100 times, then the accrued tax will be £4.00. However, if you calculate this as 20% of the total 100 items, you will get £4.16 tax.

18.3. Discounts applied to tax on a transaction are taken equally from all items in the transaction (pro-rata).

18.4. Grafterr is not liable for any incorrect tax calculations. It is the User’s responsibility to take professional tax advice before submitting returns to tax and other governing authorities.

19. Company Income from Third-Party Referrals

19.1. The User acknowledges and accepts that the Company will be receiving financial incentives/commission from third-party providers such as leasing, finance, card processing, bank account providers, software tools, delivery partners, hardware tools and other providers for referring the User.

19.2. The Company shall not be notifying or disclosing to the User any such financial incentives/commission figures at any time.

19.3. The User acknowledges and accepts that the Company reserves full rights on receiving and retaining such financial incentives.

20. Company Use of AI Technologies

20.1. Grafterr uses its own and third-party artificial intelligence (AI) technologies to enhance our services and improve the processing of customer information. The User hereby acknowledges and consents to their personal information being processed using own and/or third-party AI technologies.

20.2. Data processed with the use of AI software may be sourced in a variety of ways, including, but not limited to, user-generated data, publicly available data, and/or proprietary datasets.

20.3. It is important to emphasise that Grafterr does not share users' personal data with the AI software. Instead, AI is used solely to improve the quality and efficiency of our services while upholding the utmost confidentiality and security of users' personal information. We are fully committed to safeguarding your privacy and adhering to all relevant data protection regulations.

20.4. Certain uses of the AI software may include automated decision-making and human oversight may not be required in the decision-making process. Human intervention shall be applied where Grafterr deems necessary to manage the possibility of bias in AI algorithms and ensure fairness in decision-making.

20.5. If you believe that the AI software may have made errors while processing your information, please contact us in writing to provide feedback and seek redress. Grafterr shall investigate the issue and provide a response as soon as reasonably possible.

21. Intellectual Property Rights

21.1. The User acknowledges and agrees that iHybrid will hold all intellectual property rights in the software and hardware including, but not limited to, copyright and trademark rights. The User undertakes not to challenge or do anything inconsistent with such ownership.

21.2. Under the terms of this licence, the Company grants the User non-exclusive, non-transferable, and time-limited rights to use the software, interfaces, content, documentation, and any data, whether in read-only memory, on any other media or in any other form.

21.3. The User grants the Company, by using the software, a royalty-free, irrevocable, perpetual licence to use information and/or data collected from the User's activity on the Software, provided that the information or data is anonymized before use. Other than this right, the Company claims no intellectual property rights in relation to the information or contents the User inputs into the Software.

21.4. The User may provide the Company with feedback, alternative options, comments or suggestions on the Software, and the User agrees that the Company will be free to use, modify and incorporate such suggestions without any obligation to the User. All intellectual property rights for such modifications remain with Grafterr.

21.5. The Company retains ownership of the software itself and reserves all rights not expressly granted to the User.

21.6. The User is not permitted to assign, sub-license, and novate or transfer these Terms or any of the rights licensed to them.

21.7. The User is prohibited from making any copies, adaptations or distributions of the software code for any reason, unless permission has been granted in writing by Grafterr.

21.8. As per Section 1.5, all rights under this Agreement are granted for business use only. No personal use can derive under these Terms. Therefore, no copyrights for private or domestic use can be implied by the use of the Software.

21.9. The Company reserves the right to seek legal advice, and, if found necessary, file legal proceedings against the User for infringement of any of the Company's intellectual property rights. In addition, the Company shall seek maximum penalties available by law for each infringement.

22. Unauthorised, Malicious and/or Illegal Use

22.1. The Company does not authorise the User to do any functionality changes or integrations into the Company Software without prior consent.

22.2. The User must not:

22.2.1. Use the Software in any unlawful manner, for any unlawful or fraudulent purpose, or in any manner inconsistent with these Terms; or

22.2.2. Upload any malicious or unlawful content and/or data onto the Software; or

22.2.3. Infringe on the intellectual property rights, or those of any third party, in relation to their use of the Software; or

22.2.4. Tamper with or use the Software in a way that could damage, disable, overburden, impair or compromise the Company's systems or security, or interfere with other users' systems or security; or

22.2.5. Collect any information or data from the Software and/or Hardware or systems; or

22.2.6. Disclose or distribute information relating to another user of the Software to any third party; or

22.2.7. Use any other User's information for any marketing purposes unless they have obtained the User's express permission to do so; or

22.2.8. Access or register user logins via any automated methods.

23. Businesses Prohibited from Using Our Services

23.1. Grafterr aims to serve most businesses, however, we reserve the right to prohibit certain businesses based on risk, the law, and ethical grounds. We restrict providers of the following products and services from using our Platform to facilitate their business. If you provide any of the following products or services, do not sign up to the App:

23.1.1. Illegal products and services, such as:

• Illegal drugs (including substances designated to mimic illegal drugs) and substances, unlicensed prescription drugs and drugs-making equipment.

• Fake documents, fake ID-providing services, and fake reference services.

• Telecommunications manipulation equipment and jamming devices.

• Counterfeit money, products and services, including sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the right holder.

• All products and services that infringe intellectual property rights, including infringing upon the copyright, trademark, or trade secrets of any third party.

• Any business or organization that engages and/or encourages and/or promotes and/or celebrates unlawful violence or physical harm to persons or property or violence or discrimination.

23.1.2. Products and services that are unfair, predatory, or deceptive, such as:

Pyramid schemes.

• ‘Get rich quick’ schemes.

• Sales of online traffic or engagement.

• Negative response marketing and telemarketing.

• Any predatory and counseling services.

• Exchanging virtual currency for fiat currencies.

• Medium or psychic services.

• Remote technical support, mugshot publication or pay-to-remove sites, essay mills, chain letters, door-to-door sales;

• Crowdfunding platforms.

• Any other businesses that are unfair, deceptive, or predatory towards consumers.

23.1.3. Businesses involved in the production/sales/distribution of:

• Weapons, munitions, firearms, explosives, ammunitions, teasers, air guns, any other dangerous materials, including items used in chemical attacks, such as nerve agents, blister agents, choking agents, and blood agents.

Marijuana.

• Cultural artifacts.

• Adult content and services, including sexually-oriented or pornographic products or services, mail-order brides, and escort services.

• Car sales, including second-hand car sales, trade-ins, leasing, and hire-purchases.

• Any events, including organizers of private parties, corporate events, and stands at trade shows.

• Tickets for future ticketed events, including sports events, music concerts, stage performances, and conventions.

• Human body parts, fluids, and remains.

• Cyber-attacks and products and services designated to deliver unsolicited electronic communications, spyware, spamware, malware.

• Shipping or forwarding brokers, future order fulfillments beyond three months.

23.1.4. All forms of gambling, including lotteries, lotto, internet gaming, in-person gambling, sports forecasting, odds making, contests, sweepstakes, or offering of prizes as an inducement to purchase products or services.

23.1.5. Certain legal services, such as:

• Law firms collecting funds for purposes other than legal service fee payment;

• Bankruptcy lawyers/attorneys;

• Bail bonds.

23.1.6. Any other products or services that are in violation of the law in the jurisdictions where your business is located or targeted to.

23.2. If you are uncertain as to whether your business is a Prohibited Business or have questions about how these requirements apply to you, please contact us.

23.3. The Company reserves the right to suspend the User’s account at any time, without prior notice, if the User is found to be or is suspected of breaching the terms of this Section 23.

24. Fraud Prevention and Investigation

24.1. Grafterr is committed to ensuring the safety of our community and the prevention of fraud, financial and cyber crimes. The Company reserves the right to suspend the User’s account at any time, without prior notice, if the User is found to be, or is suspected of, committing fraud, financial and/or cyber crime using any of the Company’s Services.

24.2. Grafterr may put on hold some or all funds in the User’s account while carrying out compliance checks. The User is encouraged to cooperate with our Compliance Department and provide the requested information and/or evidence to satisfy any doubt in the legitimacy of the transactions in question.

24.3. Compliance checks may be triggered by a number of factors, including, but not limited to, multiple transactions using the same cards, transaction amounts exceeding the specified average transaction limit at time of registration, transactions with early fraud warnings or high-risk alerts, payments with international cards, etc.

24.4. Failure to provide satisfactory information and/or evidence to our Compliance Department may result in your funds being placed on hold for extended periods of time. Visa and Mastercard payments may be placed on hold for at least 120 calendar days from the date of the transaction. Payments with American Express and all other payment card providers may be placed on hold for even longer than 120 days.

24.5. Should Grafterr receive compelling evidence from a third party that they have been subject to fraud using any Grafterr Services, the User’s account will be suspended immediately and the fraudulent payment refunded to the rightful owner of the funds.

24.6. Grafterr shall cooperate with law enforcement, and provide evidence in any ongoing police investigation and/or legal proceedings, in cases of fraud, financial and cyber crimes.

25. Limitation of Liability

25.1. Nothing in these Terms excludes or limits our liability for:

25.1.1. Death or personal injury caused by our negligence; and/or

25.1.2. Fraud or fraudulent misrepresentation; and/or

25.1.3. Any matter in respect of which it would be unlawful for us to exclude or restrict our liability.

25.2. Nothing in these terms and conditions will restrict any of your statutory rights.

25.3. The Company shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, business, goodwill, use, data, or other intangible and tangible losses resulting from:

25.3.1. The use or the inability to use the Software, hardware (in whole or in part) or any technical malfunctions; or

25.3.2. The unauthorized access to, or alteration of, your communications or data; or

25.3.3. The cost of procurement of substitute goods and services; or

25.3.4. The conduct or actions of any third party regarding the Software; or

25.3.5. Any other matter relating to the Software.

25.4. The Company does not accept any liability for any delays, failures, errors, or omissions or loss of transmitted information, viruses, or other contamination or destructive properties transmitted to you or your computer system via our Software.

25.5. Force majeure: We will not be deemed to be in breach of contract or of these terms and conditions as a result of any delay in our performance or failure to perform our obligations if that delay or failure to perform is due to any cause or circumstance beyond our reasonable control, including, but not limited to, all overwhelming and unpreventable events caused directly and exclusively by forces of nature that can be neither anticipated, nor controlled, nor prevented by the exercise of prudence, diligence, and care, including but not limited to: war, riot, civil commotion; compliance with any law or governmental order, rule, regulation or direction and acts of third parties.

25.6. If we have contracted to provide orders to more than one customer and are prevented from fully meeting our obligations to you by reason of an event of Force Majeure, we may decide at our absolute discretion which orders we will fill and to what extent. Nothing in these Terms obliges us to prioritize any order placed by the User in an event of Force Majeure.

25.7. For the avoidance of doubt, nothing in Section 25.5 shall excuse the Customer from any payment obligations under this agreement.

25.8. The products sold by Grafterr are provided for commercial use only. Accordingly, we do not accept liability for any indirect loss, consequential loss, loss of data, loss of income or profit, loss or damage to property and/or loss from claims of third parties arising out of the use of the Software and/or Hardware or for any products or services purchased from the Company.

25.9. We have taken all reasonable steps to prevent Internet fraud and ensure any data collected from you is stored as securely and safely as possible. However, we cannot be held liable in the unlikely event of a breach in our secure computer servers or those of third parties.

25.10. No delay or failure on our part to enforce our rights or remedies under the Agreement shall constitute a waiver on our part of such rights or remedies unless such waiver is confirmed in writing.

25.11. The User agrees to defend, indemnify and hold harmless Grafterr, its affiliates and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to reasonable legal fees), resulting from or arising out of

a) your use and access of the Services.

b) any unauthorized use of your account or password, or

c) any other breach of the terms of this Agreement.

25.12. In addition, you will indemnify us and our affiliates against any losses, damages, or claims (and all related costs including legal fees), penalties, fines, interest, expenses and other liabilities resulting from a third-party claim against us or affiliate arising from this Agreement and relating to a violation or claimed violation of the third party’s intellectual property rights, where the loss, damages or claim arises from us or an affiliate, using or permitting the use of, or being or having been the registered proprietor of a domain name, a brand name, trademark, logo or other intellectual property which the third-party claims violate its own rights, or where it is claimed we or an affiliate have assisted or permitted you to use or to be a registered proprietor of such rights in violation of the third party’s own rights.

25.13. Other than as set out above, the Company’s maximum aggregate liability arising out of any losses for paid license subscription users under or in connection with these Terms, is limited to the total amount of subscription fees paid by the User in the previous twelve (12) months.

26. Representation

26.1. The User has the due right and power to enter into this Agreement. Entering into this Agreement will not cause a breach of any agreement the User has with a third party.

26.2. By assenting to this Agreement, the User represents and warrants that they have the full right, power and authority to access and use the Software and, to the extent necessary, that they have obtained all necessary corporate or other authorisations or consents to access and use the Services. Thus, if you are an individual (e.g., employee or consultant) acting on behalf of an organisation, you represent and warrant that you have obtained all necessary authorisations or consents (i.e., you must be an authorised representative) to accept these Terms on behalf of such Organisation so that, in addition to yourself, such Organisation is bound by these Terms.

27. Severance

27.1. If any part of these Terms and Conditions is found to be invalid by a court of Law, tribunal or another forum of competent jurisdiction, or otherwise rendered unenforceable, that decision shall not invalidate or void the other parts of this agreement. An amendment of these Terms and Conditions shall be deemed to have been undertaken by any modification or severing parts of the Terms and Conditions as necessary to render them valid, legal and enforceable while preserving their sole purpose. Or, if this is not possible, by substituting another provision that is valid, legal and enforceable that gives equivalent effect to the parties’ intent.

28. Termination of Agreement

28.1. The Company may decide to cease providing all parts of the App at any time, for any foreseen or unforeseen reasons, including, but not limited to, cessation of trading or bankruptcy. Nothing in these Terms is to be taken as a guarantee that the Software will always be available, either in its current form or an updated version.

28.2. This Agreement may be terminated by either Party subject to a thirty (30) days’ written notice to the other Party via email.

28.2.1. Should the User’s billing cycle fall during the thirty (30) days’ notice period, a full subscription shall be charged. Once the subscription is terminated, a refund will be issued on a pro-rata basis for any period covered by the subscription past the termination date.

28.2.2. During the thirty (30) days’ notice of termination, the User shall download all data stored on the Cloud Software for their account. After the license subscription is cancelled and this Agreement terminated, all data associated with the User’s account will be permanently deleted. There is no possible way to retrieve deleted data.

28.2.3. The User reserves the right to withdraw their termination request within the thirty (30) days’ notice period and continue the license subscription without any obstructions.

28.3. Grafterr may decide to terminate this agreement with immediate effect if:

28.3.1. The User or any of their employees and/or associates display any form of bullying, inappropriate, violent, aggressive, threatening, intimidating, racist and/or otherwise disrespectful behavior; and/or use any form of offensive, aggressive, threatening, racist and/or otherwise disrespectful language towards any employee or associate of Grafterr; or

28.3.2. The User has been found to, or is suspected of, (a) providing any of the products and/or services prohibited by the terms in Section 23, (b) and/or committing any fraud, financial or cyber crime (Section 24).

28.3.3. In the event of a termination under this Section 28.3, Grafterr shall provide the User with an immediate verbal or written notice, and written confirmation within twenty-four (24) hours via email.

28.3.4. Once the subscription is terminated, a refund will be issued on a pro-rata basis for any period covered by the subscription past the termination date.

28.4. Either Party (the “Terminating Party”) may terminate this Agreement immediately if:

28.4.1. The other Party files for bankruptcy, receivership, insolvency, reorganization, dissolution, liquidation, or similar proceedings; or

28.4.2. The other Party had a bankruptcy, receivership, insolvency, reorganization, dissolution, liquidation, or similar proceedings proceeding instituted against it and such proceeding is not dismissed within sixty (60) days; or

28.4.3. The other Party makes an assignment for the benefit of its creditors or an offer of settlement, extension, or composition to its creditors or an offer of settlement, extension, or composition to its creditors generally; or

28.4.4. A trustee, conservator, receiver, or similar fiduciary is appointed for that party or substantially all of the other Party’s assets; or

28.4.5. The other Party commits any fraud or misrepresentation or engages in any act or omission that may damage the reputation, business, or goodwill of the Terminating Party; or

28.4.6. The other Party is found to be involved in any form of child labor, modern slavery, human trafficking, forced and bonded labor and human rights violations, money laundering or terrorist activity; or

28.4.7. The other Party breaches any of the provisions of this Agreement.

29. Law and Jurisdiction

29.1. Any dispute arising out of or in connection with this Agreement shall to the extent possible be settled amicably by negotiation between the Parties within thirty (30) days from the date of written notice by either party of the existence of such a dispute. If the Parties do not reach settlement within a period of thirty (30) days, they will attempt to settle it by mediation before resorting to litigation. The parties shall attempt to agree upon the appointment of a mediator, upon receipt, by either of them, of a written notice to concur in such appointment. Should the mediation fail, in whole or in part, either Party may decide to take the dispute or claim to court for final decision.

29.2. Irrespective of the jurisdiction in which the User is located, these terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

30. Entire Agreement

30.1. This Agreement, together with any supporting documents added in the Appendix, constitute the entire Agreement between the Company and the User, and supersedes any prior written or oral agreement with respect to the subject matter hereof.

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Grafterr™ is a trademark property of iHybrid Ltd. Our range of services includes but is not limited to, Grafterr Electronic Point of Sales, web-based ordering, mobile app-based ordering, and QR Code facilitated ordering. iHybrid Ltd. is a UK registered company (No. 10196447), with its official premises located at Airport House, Purley Way, Croydon, CR0 0XZ. For further information or inquiries, please feel free to contact us at info@grafterr.com or call us at +44 (0) 131 564 1559

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